We can offer access to a full range of investment products that are an alternative to direct investment in bank deposits, shares quoted on the stock markets, government and corporate bonds and property.
The types of investment products are generally referred to as Funds and they are variously split between Guaranteed and Non Guaranteed and between income and Growth. Some are focussed on specific asset classes such a Equities, Property, Gilts and Deposits while others are aiming for a balance of investment spread over different asset classes and these are often referred to as Managed or Balanced. Others are focussed on geographic locations and they may be known as Irish or European Equity.
Some funds accept greater exposure to risk and consequently they have both an opportunity to benefit from higher returns but equally they are exposed to greater risk of losing their investment.
By investing in these products one is seeking to achieve returns significantly in excess of bank deposit rates without having to directly invest in specific assets. For the small investor it is impossible to spread the investment risk across without utilising the funds route.
Investment in such funds carries risk. The value of funds can fall as well as rise. Your investment in most circumstances is not guaranteed.
Registered to carry on audit work and authorised to carry on investment business in the Republic of Ireland by Chartered Accountants Ireland
Principal: Laurence Clerkin, B.Comm., M.A. F.C.A., A.I.T.I, Q.F.A.